Car Insurance in Adilabad — Plans, Premium & Online Quotes 2026

Car Insurance in Agartala — Plans, Premium & Online Quotes 2026

Car Insurance in Berhampur — Plans, Premium & Online Quotes 2026

Car Insurance in Bharatpur — Plans, Premium & Online Quotes 2026

Car Insurance in Agra — Compare Plans & Save 2026

Car Insurance in Bagalkot — Plans, Premium & Online Quotes 2026

Car Insurance in Bhagalpur — Plans, Premium & Online Quotes 2026

Car Insurance in Ambala — Plans, Premium & Online Quotes 2026

Car Insurance in Alwar — Plans, Premium & Online Quotes 2026

Car Insurance in Ahmedabad — Best Plans, Prices & Tips 2026

Car Insurance in Asansol — Plans, Premium & Online Quotes 2026

Car Insurance in Anand — Plans, Premium & Online Quotes 2026

Car Insurance in Aizawl — Plans, Premium & Online Quotes 2026

Car Insurance in Amravati — Plans, Premium & Online Quotes 2026

Car Insurance in Arrah — Plans, Premium & Online Quotes 2026

Car Insurance in Aurangabad — Compare Plans & Save 2026

Car Insurance in Amritsar — Best Plans, Prices & Tips 2026

Car Insurance in Aligarh — Compare Plans & Save 2026

Car Insurance in Ajmer — Plans, Premium & Online Quotes 2026

Car Insurance in Bhavnagar — Plans, Premium & Online Quotes 2026

Zuno General Insurance Limited (Formerly known as Edelweiss General Insurance Company Limited) | Regd. Office: 2nd Floor, Tower 3, Wing B, Kohinoor City Mall, Kohinoor City, Kirol Road, Kurla (West) Mumbai City MH 400070&nbsp; CIN: U66000MH2016PLC273758 | IRDAI Reg. No. 159

Registered office

Vector.png

2nd Floor, Tower 3, Wing B, Kohinoor City Mall, Kohinoor City, Kirol Road, Kurla (West) Mumbai City MH 400070&nbsp; CIN: U6000MH2016PLC273758 IRDAI Reg. No. 159

Group 1000002608.png

Group 1000002609.png

X logo

Group 1000002611.png

Downloads 

Grievance and Complaint Mechanism

Unclaimed Amount

Do Not Disturb

IRDAI 

Bima Bharosa

Privacy Policy

Disclaimer

About us

Media Center

Career

Public Disclosure

Contact Us

Garage network

Hospital network

Health TPA

Become our partner

Make a claim

Track claim

Renew policy

Retrieve quote

Blog

ABHA

Bima Lokpal

motor insurance

Car Insurance

Bike Insurance

Auto Insurance

Cab / Taxi Insurance

Miscellaneous Vehicle Insurance

Truck Insurance

Commercial Vehicle Insurance

Own Damage Car Insurance

Electric Car Insurance

New Car Insurance

Health Insurance

Arogya Sanjeevani Insurance

Health Top Up Insurance

Saral Suraksha Bima

Empower Health Insurance

Pradhan Mantri Suraksha Bima Yojana

family Health Insurance

Critical Illness Insurance

Group Domestic Travel Insurance

Loan Care Insurance

Group PA and Critical Illness Insurance

Janata PA Cover Insurance

 Group International Travel Insurance

Group Secure Plus

Group Medical Cover Insurance

Marine Insurance

Fire Insurance

Engineering Insurance 

 Miscellaneous Insurance

Surety Bonds

Car insurance

Bike insurance

Health insurance

Motor renewal 2w & 4w

Health renewal

Motor claims 2w & 4w

Health claims

Other Claim

Group 1000002580.svg

My Dashboard

My Account

Group.svg

Help

profile-user 1.png

My profile

Logout

9789909876

My account

Login to manage your policies.

Log out

Logo.svg

Yes, I want policy updates from Zuno on WhatsApp, even though I am registered on NDNC, I authorise Zuno to contact me &amp; I agree to the

With our awesome, thoughtfully-priced plans

Get covered in a jiffy!

Bike

Health

Zuno General Insurance — Car, Bike & Health Insurance Online India

Terms & Condition

Bike insurance in Indian cities

Car Insurance in Major Indian Cities

Explore More

Car Insurance in Major Indian States

Zuno private car bundled insurance policy wording

Zuno private car liability only insurance policy wording

Zuno private car package insurance policy wording

Zuno Private car stand-alone own damage insurance policy wording

Zuno Smart Drive Private Car Bundled Policy – Policy Wordings

Zuno Smart Drive Private Car Package Policy – Policy Wordings

Zuno Smart Drive Private Car SAOD Policy - Policy Wordings

Zuno Private Car Package Insurance 3 Years Policy Wording

Policy wordings

Zuno private car bundled insurance proposal form 

Zuno private car package & SA OD insurance proposal form

Zuno private car tw liability proposal form

Addendum to proposal form

Zuno Smart Drive Private Car Package and SAOD Proposal Form

Zuno Smart Drive Private Car Bundled Proposal Form

Zuno Private Car Package Insurance 3 Years Proposal Form

Proposal form

Zuno motor insurance claim form

Claim Form

Private Car Liability Product CIS

Private Car Package Insurance 3 Years CIS

ZSD Private Car Bundled CIS

ZSD Private Car SAOD CIS

ZSD Private Car Package CIS

Private Car Bundled CIS

Private Car Package CIS

Private Car SAOD Policy CIS

Zuno Private car liability only insurance Prospectus

Zuno Private Car Insurance Prospectus

Zuno Private Car Bundled Insurance Prospectus

Zuno Private Car SAOD Insurance Prospectus

Zuno Private Car Package 3 Years Prospectus

ZSD Private Car SAOD Prospectus

ZSD Private Car Package Prospectus

ZSD Private Car Bundled Policy Prospectus

Prospectus

Products Withdrawn

Claim Process

Garage Network

Policy Cancellation Process

Cancellation Process

Know Your Product

thumbnail_ZSD banner.jpg

ZSD banner.jpg

New car? Congrats!

Find your quote

Buy car insurance online from Zuno. Our car insurance policy offers benefits like instant policy, no paperwork, a cashless garage network, and more.

<h3>&nbsp;</h3><h3>Regular Motor Insurance&nbsp;</h3><ul><li>You pay a fixed premium based on factors like age, location, and vehicle type, regardless of how you actually drive.</li><li>Insurance companies use broad statistics and past data to figure out risk, and charge premiums that may not reflect your individual driving behavior.</li><li>Drivers don't receive feedback on their driving habits, don’t get feedback to improve, and safe driving doesn't necessarily lead to lower premiums.</li></ul>&nbsp;<h3>Zuno SmartDrive Motor Insurance&nbsp;</h3><ul><li>Premiums are calculated based on real-time driving behavior, such as speed, braking, and focused driving. Safer driving can earn you a discount on your renewal premium.</li><li>The policy uses telematics data from the Zuno App on your phone to figure out how you drive. This translates into a Driving Score, which results in a more personalized premium.</li><li>You often get feedback and tips on how to drive better, helping you to lower the premium.</li></ul>In short, regular motor insurance offers a one-size-fits-all approach, while Zuno SmartDrive motor insurance is personalized and data-driven, and rewards safe driving with cost savings.In addition to our Pay How You Drive feature that makes this possible, Zuno SmartDrive has all the benefits and features you would expect from great motor insurance

Zuno SmartDrive Motor Policy: Made to keep our roads safe, and to help you save!

Experience the remarkable features of Zuno Car Insurance! With our cover, you can enjoy peace of mind and financial security in various situations. Choose Zuno Car Insurance and unlock exceptional benefits that put you first.

One of the key features is the Own Damage Cover, which covers your car against accidents, collisions and natural disasters.

Own Damage Cover

This plan covers third-party losses, including injuries and property damage. If an accident happens, our policy ensures that the affected third party is compensated. Drive with confidence, knowing that both your interests and the well-being of others are protected with Zuno Car Insurance.

Third Party Insurance

For added protection, we offer Personal Accident Cover that compensates the driver and co-passengers in case of injuries or death after an accident in the insured vehicle. This cover costs only a small extra amount.

Personal accident Cover

That’s just the start! Our policy allows you to customize your policy with 10 Add-Ons to suit your specific needs. These Add-Ons provide additional financial security and minimize potential loss.

10 customisable Add-Ons for extra cover

By driving safely and keeping a claims-free record, you get a No Claim Bonus, in the form of discounts from 20% to 50% on your premium. Responsible driving and loyalty deserve a reward!

No Claim Bonus up to 50%

Thanks to our huge network of cashless garages, help is readily available nationwide. In case of any issues, you can access our network for hassle-free repairs and services.&nbsp;

A network of 3,300+ cashless garages

Amazing Features of Zuno Car Insurance Policy

Premiums based on actual driving habits

Rewards for responsible driver behavior

Lets you cut down the cost of insurance

 More awareness of better driving, leading to safer roads

Benefits of Zuno SmartDrive Motor Insurance Policy

We won’t play the claim game We’ve made car insurance claims easy!

Had an accident? Call us on our Toll Free 1800 12000 or paid landline 022 423 12000

Step 1

We’ll need a few details, so you’ll need to keep your documents handy

Step 2

Sit back and relax while we settle your claim

Step 3

Already moved your car to the workshop? That's perfectly ok! Simply call us and we'll guide you with your claim 3,300+ Preferred workshops across the country

Step 4

How to Claim Your Car Insurance with us in Simple Steps

<ul><li>You can save on the premium at the time of renewal only if you have installed the Zuno App, and a valid Driving Score has been calculated.</li><li>Of course, the Pay How You Drive benefits under the Zuno SmartDrive motor policy apply only if you renew with us.</li><li>Savings on renewal will apply only if the total Driving Score is above 7 (the maximum you can score is 10). So aim high!</li></ul>

Terms and Conditions For Zuno Car Insurance Policy

Once you buy a Zuno SmartDrive policy, you have to install our Zuno App and register with the same mobile number as given in the policy.You’ll get an SMS and Email with all the details.Now, you have to keep your phone on while driving so that all your trips are recorded. There will be an easy-to-understand dashboard that you can view at any time.At the end of the policy period, based on the total Driving Score, you can earn a discount on the renewal premium.Higher the driving score, lower the premium!

How Zuno SmartDrive Motor Policy Works

To calculate your Driving Score, the app monitors:

Speed

Braking control

What does ‘driving behaviour’ actually mean?

Your car number

Premium as low as ₹ 6^ per day.

Car Insurance 