Pradhan Mantri Suraksha Bima Yojana Policy wordings

Policy wordings

Prospectus

Pradhan Mantri Suraksha Bima Yojana CIS

Pradhan Mantri Suraksha Bima Yojana Claim Form

Claim Form

Addendum to proposal form

Proposal Form

Downloads

Pradhan Mantri Suraksha Bima Yojana-01.png

medium_radhan Mantri Suraksha Bima Yojana-01.png

small_radhan Mantri Suraksha Bima Yojana-01.png

thumbnail_radhan Mantri Suraksha Bima Yojana-01.png

The Pradhan Mantri Suraksha Bima Yojana (PMSBY) is a scheme promoted by the Government of India that offers financial coverage in case of a personal accident that leads to death or disability. Indian citizens can enjoy coverage for a nominal annual premium.PMSBY is a beneficial welfare scheme offered after necessary approvals and bank tie-ups.

What is the Pradhan Mantri Suraksha Bima Yojana (PMSBY)?

If you’re a bank account holder in any bank and your bank has a tie-up with an insurance company that offers the Pradhan Mantri Suraksha Bima Yojana, you can purchase this policy for a nominal premium of INR 20 per annum. Individuals between 18 and 70 can get coverage under the Pradhan Mantri Suraksha Bima Yojana.

Who should buy the Pradhan Mantri Suraksha Bima Yojana? 

A fixed amount, as defined in the policy terms and conditions, is offered to the insured.

Fixed benefit plan

Accidents can strike at any time. If you’re involved in one, this policy will help protect you and your family members against financial loss.

Accident leading to death of policy holder- 

Coverage for the total and irrecoverable loss of both eyes or loss of use of both hands or feet.

Permanent total disability 

Coverage for the total and irrecoverable loss of sight of one eye or loss of use of one hand or foot.

Permanent partial disability 

Features of the Pradhan Mantri Suraksha Bima Yojana

The Pradhan Mantri Suraksha Bima Yojana provides coverage in case of fatal accidents or those that lead to disablement. These plans promote a sense of unity and provide financial security to dependents in their time of need.

Why should you buy the Pradhan Mantri Suraksha Bima Yojana?

People between 18 and 70 can opt for this policy.

Age eligibility

People with an active bank account who use Aadhaar as their primary means of KYC are eligible. You have to give consent to join or enable auto-debit for the policy on or before 31st May for the policy period from 1st June to 31st May on an annual renewal basis.&nbsp;

Bank account holder

This policy will remain active for 1 year.

Policy tenure

Pradhan Mantri Suraksha Bima Yojana - Eligibility and other important points

Sorry, no add-on covers are available here as it is a standard and simple product!

Pradhan Mantri Suraksha Bima Yojana Plans add-ons

Accidental death benefit of INR 2 lakh&nbsp;

Permanent total disability benefit of INR 2 lakh

Permanent partial disability benefit of INR 1 lakh

*PLEASE REFER TO POLICY WORDING FOR COMPLETE INFORMATION

What is covered by the PMSBY?

There are a few things that are out of our hands. This policy will not cover:

Any disability pre-existing before the start of the policy.

•Any claim for death or disability of the insured person, directly or indirectly due to war (whether declared or not) and war-like occurrence or invasion, acts of foreign enemies, hostilities, civil war, rebellion, revolutions, insurrections, mutiny, military or usurped power, seizure, capture, arrest, restraints and detainment of all kinds.

Pregnancy and childbirth, miscarriage, abortion or complications arising out of any of these.

What is not covered by the PMSBY?

Zuno – with you every step of the way

Get in touch with us 24x7 on our toll-free number 1800 12000.

Timely assistance

 Go green and paper-free with our 100% online policy issuance.

Paperless process 

  Zuno settles claims as quickly as possible with minimal paperwork.


Hassle-free claim settlements

Why buy from us?

We always live up to our promises – 100%. Our claims process is super simple and has just two steps

Call us on 1800 12000 or 022 423 12000 or e-mail us at <a href="about:blank">support@hizuno.com</a> to let us know the details of the claim.&nbsp;

Step 1 : Inform us after an incident

We’ll work on your claim and transfer the money to you or your nominee/beneficiary.

Step 2: Let us work out your claim

Of course, if you still need us to answer any queries, contact us at&nbsp;<a href="about:blank">support@hizuno.com</a>, and we’ll reply soon.

We won’t play the claim game

An accident is&nbsp;a sudden, unforeseen and involuntary event&nbsp;caused by external visible and violent means.

Accident

The bodily injury that totally, irrecoverably and absolutely prevents you from engaging in any kind of occupation.

Permanent total disablement

The bodily injury that prevents you from engaging in your occupation for a period not exceeding 104 weeks from the date of injury to the time you are fit enough to resume your occupation as certified by a medical professional.

Temporary total disablement

The bodily injury that results in total, irrevocable, absolute and continuous loss of or impairment of a body part or sensory organ specified under the Table of Benefits of the policy document.

Permanent partial disability

Making sense of common insurance jargon

The premium for this plan is fixed as per guidelines from the authority.

Getting a quote for the Pradhan Mantri Suraksha Bima Yojana

Check with your bank. You can purchase this plan from your bank if your bank has a tie-up for this particular product with any general insurance company.&nbsp;

Want to buy Pradhan Mantri Suraksha Bima Yojana?

You can renew the plan through the same bank portal from which you purchased the policy.&nbsp;

Want to renew your Pradhan Mantri Suraksha Bima Yojana?

A duly filled form which requires details like&nbsp;your name, contact number, Aadhar number and nominee details. One thing to note is that this form is available in 9 regional languages including Hindi

Form

Aadhar is required in case you don’t have your Aadhar number linked to your savings account

Aadhar Card 

Documents required for Pradhan Mantri Suraksha Bima Yojana (PMSBY)

The Pradhan Mantri Suraksha Bima Yojana provides coverage for 1 year

What is the policy period?

Anyone between 18 and 70 can purchase this policy

Is there any age limit to purchase this policy?

You can purchase this policy if you have an active bank account and your bank has a tie-up with an insurance company that offers PMSBY.

Who can purchase the Pradhan Mantri Suraksha Bima Yojana?

Get the Pradhan Mantri Suraksha Bima Yojana (PMSBY) Policy Online at Zuno.

PMSBY Online, Pradhan Mantri Suraksha Bima Yojana at Zuno - Get Quote Now

Your details

Pradhan Mantri Suraksha Bima Yojana

Zuno General Insurance Limited (Formerly known as Edelweiss General Insurance Company Limited) | Regd. Office: 2nd Floor, Tower 3, Wing B, Kohinoor City Mall, Kohinoor City, Kirol Road, Kurla (West) Mumbai City MH 400070&nbsp; CIN: U66000MH2016PLC273758 | IRDAI Reg. No. 159

Registered office

Vector.png

2nd Floor, Tower 3, Wing B, Kohinoor City Mall, Kohinoor City, Kirol Road, Kurla (West) Mumbai City MH 400070&nbsp; CIN: U6000MH2016PLC273758 IRDAI Reg. No. 159

Group 1000002608.png

Group 1000002609.png

X logo

Group 1000002611.png

Downloads 

Grievance and Complaint Mechanism

Unclaimed Amount

Do Not Disturb

IRDAI 

Bima Bharosa

Privacy Policy

Disclaimer

About us

Media Center

Career

Public Disclosure

Contact Us

Garage network

Hospital network

Health TPA

Become our partner

Make a claim

Track claim

Renew policy

Retrieve quote

Blog

ABHA

Bima Lokpal

motor insurance

Car Insurance

Bike Insurance

Auto Insurance

Cab / Taxi Insurance

Miscellaneous Vehicle Insurance

Truck Insurance

Commercial Vehicle Insurance

Own Damage Car Insurance

Electric Car Insurance

New Car Insurance

Health Insurance

Arogya Sanjeevani Insurance

Health Top Up Insurance

Saral Suraksha Bima

Empower Health Insurance

family Health Insurance

Critical Illness Insurance

Group Domestic Travel Insurance

Loan Care Insurance

Group PA and Critical Illness Insurance

Janata PA Cover Insurance

 Group International Travel Insurance

Group Secure Plus

Group Medical Cover Insurance

Marine Insurance

Fire Insurance

Engineering Insurance 

 Miscellaneous Insurance

Surety Bonds

Car insurance

Bike insurance

Health insurance

Motor renewal 2w & 4w

Health renewal

Motor claims 2w & 4w

Health claims

Other Claim

Group 1000002580.svg

My Dashboard

My Account

Group.svg

Help

profile-user 1.png

My profile

Logout

9789909876

My account

Login to manage your policies.

Log out

India's Best Emerging General Insurance Company for Claim Management

7th Annual Insurance Conclave & Awards

‘Swift & Prompt Insurer’ for remarkable contributions and innovations in Non-Life Insurance domain

ET Now 10th Annual Insurance Awards 2023

Digital Insurer of the Year (General Insurance) for our digital first initiatives

Bharat Insurance & Fintech Awards 2023

Awards & Accolades

Cover yourself in a jiffy with our awesome plans.

thumbnail_7 million customer_454x345_72-01 1.jpg

7 million customer_454x345_72-01 1.jpg

Why should getting insured &amp; making claims feel like a job interview?

We make things easy

No mumbo jumbo

Just one call, we’ll get your claim rolling.

Super-fast claims

Hello Zuno, goodbye hassles!

renewable 2.png

hand-cursor 2.png

Logo.svg

Yes, I want policy updates from Zuno on WhatsApp, even though I am registered on NDNC, I authorise Zuno to contact me &amp; I agree to the

Win vouchers weekly & monthly.

Climb the leaderboard & win.

Earn a discount on your renewal.

Good driving pays - literally!

These amazing folks help us help you.

Our Partners

Our perfect partners

&lt;a href="https://www.hizuno.com/privacy-policy" target='_blank'&gt;Privacy Policy&lt;/a&gt;

Buy car, bike & health insurance online from Zuno General Insurance. IRDAI licensed. SmartDrive rewards safe drivers. 5400+ cashless garages. Instant policy.

Zuno General Insurance — Car, Bike & Health Insurance Online India

Cover yourself in a jiffy with our awesome plans.