Ways to find your car insurance policy number

Four-wheelers provide families with the freedom to move around at their convenience. If you have a car, you don’t need to depend on bus or train schedules or the willingness of auto or taxi drivers. You get to travel at your leisure. Every Indian who owns a vehicle must also have insurance. India made third-party liability insurance mandatory by the Motor Vehicles Act of 1988. Most vehicle owners opt for comprehensive car insurance policies since they provide coverage in case the four-wheeler gets damaged in an accident. When the time comes to file a claim, you must provide your car insurance policy number. Let’s see how you can locate these details.

When you purchase four-wheeler insurance online, the insurance company sends a copy of your policy to your registered e-mail address. You will find the policy number in the attachment. If you have a hard copy of the insurance plan, look for the policy number on the papers. You will likely find it towards the top of the page before the details about your coverage.

You can locate your vehicle insurance policy number on the insurance company’s website or mobile application. When you purchase your insurance online through the company’s website, they might provide you with login details. You can use these details to find your policy number online quickly. Many insurance companies also have mobile applications through which you can manage your policies and view crucial policy information.

Your car insurance policy number gets linked to your vehicle registration number. You can use the Parivahan e-Vahan portal to enter your car’s registration number and check the policy number for insurance.

You may not purchase insurance directly from the company. Instead, you may ask an insurance agent to help you get the best policy for your needs. You can ask your agent for assistance if you cannot locate your policy number. They should have a copy of your policy with the number written.

You can also get your insurance policy number over the phone. Call your insurance company’s helpline and provide your details. After verifying your identity, they will provide you with the required policy number.

You may wonder why you need to find your four-wheeler insurance policy number. Let’s look at the various circumstances when you need to have it handy:

You have to provide your policy details, including the policy number, when you want to file a claim after an accident. 

While completing your car insurance policy renewal, you must have your previous policy number ready. The insurance company will use the details to check your No Claim Bonus (NCB) and previous claim history.

Police officers may have traffic stops to check your vehicle’s documents. You must have your policy and policy number handy at this time. You might have to pay a fine if you do not have valid insurance.

You may misplace your car insurance papers. Do not panic if this happens. You can ask the insurance company to issue a duplicate copy with the help of your policy number.

Your four-wheeler insurance policy number can help you in multiple situations. Once you purchase a policy or complete your car insurance renewal online, note down the policy number. You can store it safely on your e-mail or mobile phone for easy access.

ARN: Zuno/Blog/0423/01