a. I/we, the undersigned, hereby declare and warrant that the insurance contract and policy to be issued by Zuno General Insurance limited is subject to the declarations, warranties, statements and particulars given in this proposal form. the statements and particulars given in this proposal form are complete, true and accurate to the best of my/our personal knowledge and belief.

b. I/we have clearly understood the terms and conditions [T & C] applicable to the proposed insurance contract and agree that the statements and particulars given in this proposal form shall be held to be promissory and shall be the basis of the insurance contract between me/us and the company; and the company shall have no liability under the insurance contract if it is found that any of my/our statements or particulars or declarations in this proposal form or other documents are incorrect and or untrue or there has been suppression of any information or provision of misleading or false information, in any respect, on any matter regarding the grant of a cover.

c. I/we hereby agree to receive the policy schedule only and understand that the T & C of the proposed insurance contract are available on the website of the company, www.hizuno.com.

d. I/we state that the salient features and terms and conditions of the proposed insurance contract have been explained to me/us in vernacular language, and I/we agree to the same.

e. I/we agree to receive service related information from Zuno General Insurance limited. and its service providers from time to time, through electronic and telecommunication mode including WhatsApp, and understand that no unsolicited information will be sent to me/us.

f. I/we confirm that the premium amount(s) being/to be paid against/under this proposal is/shall be from bonafide sources and not in violation of the provisions of the PML Act, 2002, and its amendments. i/we agree to fully cooperate with the company if document(s) to establish source of such premium amount(s) is/are called for, and understand that the company possesses absolute and sole discretion to cancel the policy, as and if issued, basis my/our conviction by a court of law or competent authority under/relating to the PML Act, 2002 and its amendments.