Car Insurance Cost Comparisons: Side by Side | Zuno

Written by Suchika Rajoria, Direct Marketing Manager at Zuno General Insurance · Last updated July 2026 · IRDAI Reg. No. 159

Car Insurance Cost Comparisons

Side-by-side car insurance cost comparisons for cars sold in India, grouped by price band. Each comparison places two cars' IRDAI third-party premium, Insured Declared Value and own-damage estimate in one table, with engine or motor power and fuel type for both. These pages compare insurance figures and specifications only — they do not rate or rank the vehicles themselves.

Under Rs 6 lakh — 588 comparisons

Showing 45 of 588 in this band; the rest are linked from each comparison page and the sitemap.

Rs 6-10 lakh — 3241 comparisons

Showing 45 of 3241 in this band; the rest are linked from each comparison page and the sitemap.

Rs 10-15 lakh — 1875 comparisons

Showing 45 of 1875 in this band; the rest are linked from each comparison page and the sitemap.

Rs 15-25 lakh — 1215 comparisons

Showing 45 of 1215 in this band; the rest are linked from each comparison page and the sitemap.

Rs 25-50 lakh — 925 comparisons

Showing 45 of 925 in this band; the rest are linked from each comparison page and the sitemap.

Rs 50 lakh-1 crore — 1516 comparisons

Showing 45 of 1516 in this band; the rest are linked from each comparison page and the sitemap.

Above Rs 1 crore — 630 comparisons

Showing 45 of 630 in this band; the rest are linked from each comparison page and the sitemap.

Frequently Asked Questions

Do these pages say which car is better?

No. They compare insurance cost components and stated specifications only. Zuno insures every brand sold in India and does not rate or rank vehicles.

Why do two similar cars have different premiums?

Third-party premium follows engine-capacity slabs, or motor-power slabs for electric cars, set by IRDAI. Own-damage premium follows Insured Declared Value, which depreciates on the IRDAI grid.

How current are these figures?

Third-party rates are IRDAI FY2024-25. IDV and own-damage figures are indicative estimates updated in 2026.

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Sources: Content based on information published by IRDAI, ARAI, MoRTH, Parivahan Sewa, General Insurance Council (GIC), and other relevant regulatory or industry sources, as applicable.

Disclaimer: Premiums and amounts shown are indicative and approximate reference figures only; the actual figure varies with the vehicle's age, No Claim Bonus, geography (RTO zone) and various other parameters. The company offers products under Motor, Health, and Commercial Insurance. For risk factors, terms and conditions, exclusions, and product features, please read the policy wording, sales brochure, and prospectus carefully before concluding a sale. Zuno General Insurance Limited | IRDAI Reg. No. 159 | CIN: U66000MH2016PLC273758 | Registered Office: 2nd Floor, Tower 3, Wing B, Kohinoor City Mall, Kohinoor City, Kirol Road, Kurla (West), Mumbai 400070 | Toll-Free: 1800 12000 | Landline: 022 42312000 (Call charges applicable) | Website: www.hizuno.com | Email: support@hizuno.com.

Section 41 of the Insurance Act, 1938: No person shall allow or offer to allow, directly or indirectly, as an inducement to any person to take out, renew, or continue an insurance policy in respect of any kind of risk relating to lives or property in India, any rebate of the whole or part of the commission payable or any rebate of the premium shown on the policy, nor shall any person taking out, renewing, or continuing a policy accept any such rebate.