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PB-10 Ludhiana RTO | Zuno

Written by Suchika Rajoria, Direct Marketing Manager at Zuno General Insurance · Last updated 2026 · Zuno Content Team

PB-10 Ludhiana RTO (Ludhiana): Complete Address, Phone, Fees, Forms & Services Guide 2026

10 min read

Updated 2026 · Zuno General Insurance · Indian market data

RTO code: PB-10

Office name: Ludhiana RTO

Address: Near Jagraon Bridge, Transport Nagar, Ludhiana 141008

Phone: +91-161-245-3737

Hours: 09:30–17:00 (Mon–Fri); 09:30–13:00 (Saturday)

Jurisdiction: Ludhiana district, Ludhiana city, Khanna, Jagraon, Samrala, Doraha

Insurance zone: Zone B/C under IRDAI

What is PB-10 Ludhiana RTO?

Ludhiana RTO is the Regional Transport Office identified by code PB-10 and operates out of Near Jagraon Bridge, Transport Nagar, Ludhiana 141008. It is part of the Punjab Motor Vehicles Department and serves: Ludhiana district, Ludhiana city, Khanna, Jagraon, Samrala, Doraha.

The primary service at this office is industrial commercial vehicle registration, punjab's industrial capital. Residents and vehicle owners in the jurisdiction must come here (or use the mParivahan / parivahan.gov.in portal where the service is available online) for registration, transfer, licensing and related statutory tasks.

Services offered at PB-10

Every main RTO in India is authorised to handle 12 standard services under the Motor Vehicles Act 1988. Here is the full list for Ludhiana RTO:

ServiceDocuments required
New vehicle registrationForm 20 + invoice + insurance + Form 21/22 (manufacturer)
RC transfer (change of ownership)Form 28 (NOC if inter-state) + Form 29 + Form 30 + original RC + insurance
NOC issuance for inter-state transferForm 28 (3 copies) + original RC + insurance + PUC + address proof
Fitness certificate renewalForm 20 + vehicle inspection at RTO yard + PUC + insurance
Duplicate RC (lost/damaged)FIR copy + Form 26 + affidavit + insurance
Address change on RCForm 33 + new address proof (Aadhaar/ration card/electricity bill)
Hypothecation addition/terminationForm 34/35 + bank NOC (for termination)
Driving licence new/renewalForm 2 + Form 1A (medical) + age/address proof
International driving permitValid Indian DL + passport + visa + Form 4A
Permit for commercial vehiclesForm PTCR + vehicle documents + owner KYC
Vehicle class endorsementExisting DL + Form 2 + medical certificate for heavy class
Re-registration after 15 yearsForm 25 + fitness certificate + tax clearance

Forms and documents you may need at PB-10

Central Motor Vehicles Rules prescribe specific forms for each service at Ludhiana RTO. The form you need depends on the service. Bring filled printed copies and supporting documents, digital-only submissions are accepted only for mParivahan-integrated services (RC status, address change, duplicate RC).

View full Central Motor Vehicles Rules form list (12 forms)
FormPurpose
Form 20Application for registration of a motor vehicle
Form 21Sale certificate (from dealer/manufacturer)
Form 22Roadworthiness certificate (from manufacturer)
Form 23Certificate of registration
Form 25Application for renewal of registration
Form 26Application for duplicate certificate of registration
Form 28Application + grant of NOC for transfer to another state
Form 29Notice of transfer of ownership
Form 30Report of transfer of ownership of motor vehicle
Form 33Intimation of change of address
Form 34Application for endorsement of hire-purchase/lease/hypothecation
Form 35Application for termination of hire-purchase/lease/hypothecation

Most common forms used at Ludhiana RTO: For new registration at this office, visitors typically file Form 20 + Form 21 (dealer sale) + Form 22 (manufacturer roadworthiness). For NOC for inter-state transfer out of Punjab, Form 28 (3 copies) is mandatory. For RC ownership change within Ludhiana, Form 29 + Form 30 are required. Address change on existing RC uses Form 33.

Update your car insurance address after RTO transfer

After a successful RC update at PB-10, your insurer must endorse the new address on the policy. Zuno does this online in under 2 minutes, no office visit, no paperwork.

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Step-by-step: most common service at PB-10

The most frequent service at Ludhiana RTO is industrial commercial vehicle registration, punjab's industrial capital. Here is the typical sequence most visitors follow:

  1. Book an appointment, use parivahan.gov.in or the mParivahan app to pick a time slot. Walk-ins are routinely refused at busy RTOs including Ludhiana RTO.
  2. Gather documents, bring original and photocopies of address proof, identity proof, sale invoice/NOC, insurance, PUC and all required forms (see table above).
  3. Reach the office on time, Near Jagraon Bridge, Transport Nagar, Ludhiana 141008. Ludhiana Junction (3 km), PRTC bus stand (2 km). Factor in parking and security queue time.
  4. Counter verification, an officer will check your documents, ask a few confirmation questions, and generate a token number for further processing.
  5. Payment and biometric, pay prescribed fees (cash is accepted at most counters; some counters accept cards and UPI) and complete the biometric / photograph step where required.

Fees at PB-10 Ludhiana RTO (Central Motor Vehicles Rules)

All Indian RTOs charge the same statutory fees set by the Central Motor Vehicles Rules. Punjab may add state-specific road tax (computed separately on vehicle value). The table below is the core fee structure at Ludhiana RTO:

ServiceFee (₹)
New Registration Private₹600 (two-wheeler), ₹1,000 (car), ₹1,500 (SUV/MPV)
Rc Transfer₹300 (two-wheeler), ₹500 (car), ₹1,500 (commercial)
Noc Issue₹100 per application
Smart Card Rc₹200
Fitness Certificate₹400 (car), ₹600 (commercial)
Duplicate Rc₹300 (two-wheeler), ₹500 (car)
Hypothecation Endorsement₹100
Address Change₹200
Permit Transfer Commercial₹1,000

Road tax is separate and state-specific. It is paid once (lifetime) in most states and varies by vehicle value, age, fuel type and seating capacity.

Hours, location and access to Ludhiana RTO

  • Weekday hours: 09:30–17:00
  • Saturday hours: 09:30–13:00
  • Address: Near Jagraon Bridge, Transport Nagar, Ludhiana 141008
  • Nearest transport: Ludhiana Junction (3 km), PRTC bus stand (2 km)
  • Parking: Large commercial yard
  • Phone: +91-161-245-3737

Common queries at PB-10

Typical processing times at Ludhiana RTO: Registration: same day. Commercial RC transfer: 10–14 days. NOC: 15–18 days.

  • Bring both original and photocopies of every document, the counter will return originals but keep photocopies on file.
  • Ink fingerprints and signatures must match across forms, mismatched biometrics are the top reason for rejection at Indian RTOs.
  • Industrial commercial vehicle registration, Punjab's industrial capital counters typically accept applications only during the first 3 hours of the working day, confirm on parivahan.gov.in before visiting.
  • If you are applying for an NOC for inter-state transfer, the processing time at Ludhiana RTO is included in the "typical wait" above; factor in separate time for the destination state RTO to accept the NOC.
  • mParivahan app users can track status by vehicle registration number, no need to call the office for routine updates.

After your RC is issued, renew or endorse your insurance

A new RC means your policy needs an address endorsement, failing to update can invalidate claims under IMV Act Section 39. Zuno's online endorsement takes 2 minutes.

Update Your Insurance

Pro tips specific to PB-10 Ludhiana RTO

Best visit window: The RTO processes the highest share of second-hand commercial truck transfers in Punjab, Ludhiana's used-truck market is among India's largest.

Language and counter support: Punjabi default; Hindi reliable. English supported.

Access and parking: Ludhiana Junction (3 km), PRTC bus stand (2 km). Large commercial yard.

Typical turnaround at this office: Registration: same day. Commercial RC transfer: 10–14 days. NOC: 15–18 days.

Use mParivahan first: For any service that supports online processing (RC status, duplicate RC, address change, DL renewal), submit on parivahan.gov.in or the mParivahan app before visiting, this skips the counter queue at Ludhiana RTO entirely.

Local context: what you should know about PB-10 before visiting

Why PB-10 exists: PB-10 Ludhiana is Punjab's highest-volume RTO. Ludhiana's status as India's hosiery, bicycle and auto component capital drives commercial fleet registration. Hero Cycles, TVS Industries and Avon Cycles plants register commercial fleet here.

What makes Ludhiana different: The RTO processes the highest share of second-hand commercial truck transfers in Punjab, Ludhiana's used-truck market is among India's largest.

Counter and language notes: Punjabi default; Hindi reliable. English supported. The jurisdiction served by PB-10, Ludhiana city, Khanna, Jagraon, Samrala, Doraha, is why industrial commercial vehicle registration, punjab's industrial capital is the highest-volume counter queue, and walking in without an appointment during peak hours from 10 am to 12 noon typically adds 45 to 90 minutes to your wait.

How PB-10 affects your motor insurance premium

For IRDAI Own Damage premium calculation, Ludhiana is classified as Zone B/C. A transfer into PB-10 from a Zone B or Zone C district can lift your Own Damage premium by 10–15% on the next renewal, while a transfer out to a lower-zone city can reduce it. Always endorse the new address on your policy within 14 days of receiving the updated RC, Motor Vehicles Act Section 50 levies a ₹500 penalty and your insurer can refuse claim protection in the transition window.

Frequently asked questions about PB-10 Ludhiana RTO

Where is the PB-10 Ludhiana RTO in Ludhiana?
Ludhiana RTO (PB-10) is located at Near Jagraon Bridge, Transport Nagar, Ludhiana 141008. The nearest transport is Ludhiana Junction (3 km), PRTC bus stand (2 km). The RTO serves Ludhiana district, Ludhiana city, Khanna, Jagraon, Samrala, Doraha.
What is the phone number for Ludhiana RTO (PB-10)?
The office line for Ludhiana RTO is +91-161-245-3737. Reception handles general queries during weekday hours (09:30–17:00); for document-specific status, the mParivahan app and parivahan.gov.in are faster.
What are the working hours of PB-10 Ludhiana RTO?
Ludhiana RTO operates 09:30–17:00 on weekdays and 09:30–13:00 on Saturdays. It is closed on 2nd and 4th Saturdays (where applicable), all Sundays and central government public holidays.
Which areas does PB-10 Ludhiana RTO cover?
Ludhiana RTO has jurisdiction over: Ludhiana district, Ludhiana city, Khanna, Jagraon, Samrala, Doraha. Residents of these areas must register new vehicles, transfer ownership, apply for NOC and renew their RC at this office (or online via mParivahan where eligible).
What services does PB-10 Ludhiana RTO offer?
The office handles new vehicle registration, RC transfer, NOC issue for inter-state transfer, fitness certificate, duplicate RC, address change, hypothecation endorsement, driving licence new/renewal, learner's licence test, international driving permit and commercial vehicle permits.
How much does vehicle registration cost at Ludhiana RTO?
New registration fees: ₹600 (two-wheeler), ₹1,000 (car), ₹1,500 (SUV/MPV). RC transfer: ₹300 (two-wheeler), ₹500 (car), ₹1,500 (commercial). NOC issue: ₹100 per application. Smart card RC: ₹200. State road tax is separate and computed on vehicle ex-showroom value.
What is the typical wait time at PB-10 Ludhiana RTO?
Typical processing times: Registration: same day. Commercial RC transfer: 10–14 days. NOC: 15–18 days. Walk-in waits at the counter vary from 30 minutes during off-peak to 2-3 hours during the last week of March (tax year-end) and the first week of every month.
Does Ludhiana RTO handle insurance updates after RTO transfer?
No, the RTO only updates the registration and address. Your car insurance policy must be separately endorsed with your insurer after the new RC is issued. Zuno makes this update in under 2 minutes online; most other insurers also support online address endorsement.

Get your Zuno car insurance in 2 minutes

Zuno covers 5,000+ network garages across India, trusted by 8 Million+ customers with a 4.6/5 rating. Switch to Zuno the next time you renew, even if you just updated your RC at PB-10.

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Disclaimer: This page is published by Zuno General Insurance Limited for general informational purposes only. Address, phone number, operating hours and fees are accurate at the time of last update (2026) but can change without notice. Always verify directly with the RTO office or on parivahan.gov.in before travelling.

Sources: Content based on information published by IRDAI, ARAI, MoRTH, Parivahan Sewa, General Insurance Council (GIC), and other relevant regulatory or industry sources, as applicable.

Disclaimer: Premiums and amounts shown are indicative and approximate reference figures only; the actual figure varies with the vehicle's age, No Claim Bonus, geography (RTO zone) and various other parameters. The company offers products under Motor, Health, and Commercial Insurance. For risk factors, terms and conditions, exclusions, and product features, please read the policy wording, sales brochure, and prospectus carefully before concluding a sale. Zuno General Insurance Limited | IRDAI Reg. No. 159 | CIN: U66000MH2016PLC273758 | Registered Office: 2nd Floor, Tower 3, Wing B, Kohinoor City Mall, Kohinoor City, Kirol Road, Kurla (West), Mumbai 400070 | Toll-Free: 1800 12000 | Landline: 022 42312000 (Call charges applicable) | Website: www.hizuno.com | Email: support@hizuno.com.

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