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RTO Services in Maharashtra (2026): Registration & More

Written by Suchika Rajoria, Direct Marketing Manager at Zuno General Insurance · Last updated July 2026 · IRDAI Reg. No. 159

RTO Services in Maharashtra: Registration, Transfer and Fitness (2026)

The Maharashtra Motor Vehicles Department runs the Regional Transport Offices in Maharashtra, which register vehicles on the MH series and handle ownership transfer, driving licences, permits, fitness certificates and No Objection Certificates. Most of these services are now filed online on the Parivahan portal (parivahan.gov.in) under the Motor Vehicles Act 1988, with only inspection, biometrics and the driving test done in person. Your RTO record matters for insurance too: the name, address and chassis number on the registration certificate must match your policy for a claim to be honoured.

Services the RTOs in Maharashtra provide

ServiceWhat it coversWhere
New registrationRegistering a new vehicle on the MH series (Form 20)Vahan / RTO
Ownership transferTransferring the RC on sale (Forms 29 and 30)Vahan / RTO
Driving licenceLearner's, permanent, renewal, transport endorsementSarathi / RTO
HypothecationAdding or removing a lender's charge on the RCVahan / RTO
Fitness certificateMandatory for commercial vehicles; for private cars after 15 yearsRTO inspection
NOC and transfer outForm 28 NOC when moving the vehicle to another stateVahan / RTO
PermitsGoods and passenger permits for commercial vehiclesRTO

Doing it online in Maharashtra

Vehicle services in Maharashtra are filed on Vahan (vahan.parivahan.gov.in) and licence services on Sarathi (sarathi.parivahan.gov.in), both part of the national Parivahan system the Maharashtra Motor Vehicles Department uses. Registration, transfer, address change, duplicate RC and hypothecation removal are largely paperless; a physical visit is needed only for inspection, chassis verification, biometrics and the driving test. Fees are set under the Motor Vehicles Act framework and collected online — confirm the current amount on the portal.

Why your RTO record matters for insurance

Insurers verify the registration certificate at claim time. If the vehicle has been sold but not transferred, or the address is stale after a move, or hypothecation was cleared but never removed from the RC, a claim can be questioned. Keeping the MH registration record current — and updating your policy to match — keeps claims clean. When you sell or buy a used vehicle, the insurance must be transferred within 14 days under India Motor Tariff rules.

Documents RTO services usually need

The paperwork is the same across the state's RTOs. Carry the following:

  • Form 20 for new vehicle registration
  • Forms 29 and 30 for transfer of ownership
  • A valid motor insurance certificate
  • A current Pollution Under Control (PUC) certificate
  • Proof of identity and current address
  • The vehicle sale invoice, plus Form 34 if the vehicle is financed

Frequently Asked Questions

What RTO code does Maharashtra use?

Vehicles in Maharashtra are registered on the MH series, followed by a two-digit office number and the vehicle number. The Maharashtra Motor Vehicles Department operates the offices that issue these registrations.

Can I do RTO services online in Maharashtra?

Yes. Registration, transfer, address change, duplicate RC and hypothecation removal are filed on Vahan, and licence services on Sarathi. A physical visit is needed only for inspection, biometrics and the driving test.

How does my RTO record affect an insurance claim?

Insurers check that the RC name, address and chassis match the policy. A sold-but-untransferred vehicle, a stale address or an uncleared hypothecation entry can all lead to a claim being questioned.

How do I transfer vehicle ownership in Maharashtra?

File Forms 29 and 30 on Vahan or at the RTO, with the RC, valid insurance, PUC and the buyer's KYC. The insurance must be transferred to the buyer within 14 days of sale under India Motor Tariff rules.

What are RTO fees in Maharashtra?

Registration, transfer and licence fees are set under the Motor Vehicles Act framework and collected online through Parivahan. As they are revised periodically, confirm the current figure on the portal before you file.

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Sources: Content based on information published by IRDAI, ARAI, MoRTH, Parivahan Sewa, General Insurance Council (GIC), and other relevant regulatory or industry sources, as applicable.

Disclaimer: Premiums and amounts shown are indicative and approximate reference figures only; the actual figure varies with the vehicle's age, No Claim Bonus, geography (RTO zone) and various other parameters. The company offers products under Motor, Health, and Commercial Insurance. For risk factors, terms and conditions, exclusions, and product features, please read the policy wording, sales brochure, and prospectus carefully before concluding a sale. Zuno General Insurance Limited | IRDAI Reg. No. 159 | CIN: U66000MH2016PLC273758 | Registered Office: 2nd Floor, Tower 3, Wing B, Kohinoor City Mall, Kohinoor City, Kirol Road, Kurla (West), Mumbai 400070 | Toll-Free: 1800 12000 | Landline: 022 42312000 (Call charges applicable) | Website: www.hizuno.com | Email: support@hizuno.com.

Section 41 of the Insurance Act, 1938: No person shall allow or offer to allow, directly or indirectly, as an inducement to any person to take out, renew, or continue an insurance policy in respect of any kind of risk relating to lives or property in India, any rebate of the whole or part of the commission payable or any rebate of the premium shown on the policy, nor shall any person taking out, renewing, or continuing a policy accept any such rebate.