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The best policy to get for your World Cup travel

    When India hosts the ICC Men’s Cricket World Cup, cricket lovers know they are in for a treat! Not only do you get to watch some of the best teams in the world fight for a chance to win the prestigious event, but you also get to explore the cultural landscape of this ancient land, visit its many diverse communities, sample ethnic cuisines, and immerse yourself in the excitement and drama of a cricket-crazy nation!

    Preparing for the event

    This year, India is hosting the world’s ten best cricket-playing nations. The teams have played enthralling and nail-biting matches at our state-of-the-art facilities across several cities. Over the next month, we expect the matches to get closer and more exciting. 

    As cricket fever grips the nation, fans have bought tickets and cannot wait to watch all their favourite teams live. Catching multiple matches means travelling to various cities to experience the thrill of live cricket. However, issues like lost baggage, delayed or cancelled flights, and unforeseen weather conditions can dampen your mood. A good travel insurance policy  can help you deal with unexpected events.

    How does travel insurance help me?

    Say you travelled to Ahmedabad for the all-important India-Pakistan match. You stayed in the city for a few days and had to travel to Pune for the India-Bangladesh match. You hope to fly out from Ahmedabad in the morning to make it in time for the afternoon toss. However, poor visibility delays your flight, leaving you unable to get to the stadium on time.

    Travel insurance can mitigate financial losses due to several such risks by covering:

    1. Trip cancellation or interruption 

    Becoming unable to travel, unavoidable delays, and cutting your trip short can all impact your finances. The travel policy will provide financial support to help you during this time.

    2. Baggage and personal effects

    Many trips quickly turn sour due to delayed or lost baggage. Your insurance plan provides the required finances to replace lost luggage or purchase essentials until delayed luggage arrives.

    3. Medical coverage and accidental death

    Travel insurance plans cover all unexpected health emergencies. Many insurance companies offer medical evacuation as part of their travel plans. These policies also cover the unfortunate scenario of the policyholder’s death while travelling.

    Do I need a new policy every time I travel?

    We have good news. You don’t have to go through the hassle of applying for a new policy every time you travel. After Pune, you probably travelled to Dharamshala and then Lucknow. You can cover all your trips under a multi-trip policy. The plan lets you enjoy the matches without worrying about unexpected delays or lost luggage. Let’s better understand how these policies work.

    Multi-trip plans are usually valid for a year. The policy covers all trips taken during that time. The benefits of purchasing a multi-trip plan include:

    a. Cost-effectiveness

    Purchasing a policy that covers multiple trips means the insurance company has to bear fewer administrative costs. Multi-trip plans are typically more cost-effective since you can cover several trips under a single policy.

    b. Convenient

    You must enter your details on the insurance company’s website every time you purchase a new policy. A multi-trip plan eases your paperwork. You have to purchase just one policy to cover all your trips for the year.

    c. Good in emergencies

    You might have to travel at a moment’s notice due to an emergency. Or, you might want to take a last-minute trip. Whatever the situation, your multi-trip policy will ensure you stay covered. These plans work well for travel buffs and businessmen who travel often.

    What should I consider before buying multi-trip insurance?

    Multi-trip policies are ideal for frequent travellers. However, they come with a few limitations and conditions. Ensure you evaluate the following before picking one.

    1. Coverage period of every trip

    Your multi-trip policy might limit the number of days you will get coverage after your initial flight from your home town. The World Cup continues until the 19th of November. If there’s a limit on your coverage, you may have to travel back home for a few days between matches to stay covered.

    2. Coverage for pre-existing conditions

    Very few travel insurance plans cover existing medical conditions. Ensure you have a health plan with adequate coverage to help you deal with any treatment required for a pre-existing condition while travelling within India.

    3. Adventure activities

    Your coverage will likely not extend to injuries sustained while enjoying adventure activities or sports. If you plan to go diving, bungee jumping, paragliding, etc., you should look for specific travel policies that include coverage for these activities.

    4. Existing adversarial conditions

    Insurance companies may not offer coverage when you travel to a city or country with political or civil unrest.

    5. Changes within your control

    Your travel insurance policy does not have to cover or reimburse you for last-minute changes in your schedule due to conditions within your control. Remember, you only get covered when the airline cancels the flight or due to circumstances beyond your control.

    It’s easy to get caught up in the thrill of watching a live match and forget about everything else. However, an unfortunate event can derail all your carefully planned itineraries and matchday experiences. Visit the Zuno website today to find a policy that keeps you safe as you travel across India to cheer for your team.

    ARN: Zuno/Blog/Best policy to get for your world cup travel/10/23/09

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    Disclaimer

    Zuno General Insurance Limited does not assume any liability for actions taken based on the information contained in this blog. All insurance products and services are subject to the terms and conditions of the specific policy. Coverage and pricing may vary based on individual circumstances and eligibility.

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