Step-by-step guide to completing eKYC for Ayushman Bharat Yojana

The Ayushman Bharat Yojana is India’s largest government-backed health insurance scheme, providing healthcare benefits to millions. To access these benefits in 2025, completing the eKYC (Electronic Know Your Customer) process is essential. eKYC links your Aadhaar number with your Ayushman Bharat Health Account (ABHA), creating a unique health ID that stores your health records digitally.

This step-by-step guide explains how to complete eKYC, create your ABHA card and number, and use them to manage and share your personal health records securely with healthcare providers across India.

What is eKYC for Ayushman Bharat Yojana?

eKYC means Electronic Know Your Customer. It is a digital process of verifying your identity using your Aadhaar card and mobile number. For the Ayushman Bharat Yojana, eKYC ensures:

• You are uniquely identified through a digital health ID.
• Your health records are securely stored in your Ayushman Bharat Health Account (ABHA).
• You can access personal health records anytime, anywhere.
• All healthcare providers and health service providers can view your health records created with your appropriate consent.
• This process forms the backbone of India’s digital healthcare ecosystem, powered by the National Digital Health Mission (NDHM) and the Ayushman Bharat Digital Mission (ABDM).

Why is eKYC Important?

Completing eKYC is important for several reasons:

• Strong and trustable identity: Your ABHA number is linked with your Aadhaar number to create a unique identifier.
• Facilitate health data exchange: Enables health data sharing across different healthcare providers.
• Hassle free method: Simplifies your digital healthcare journey with a seamless sign process.
• Access to healthcare benefits: Unlocks insurance schemes, financial and other subsidies, and public health programmes.
• Digital health records: Stores medical prescriptions, lab reports, and health records digitally.

Without eKYC, you cannot fully use the healthcare benefits ranging from medical treatments to targeted delivery of government schemes.

Step-by-step guide to completing eKYC

Here is the step by step guide to completing eKYC for Ayushman Bharat Yojana in 2025:

Step 1: Visit the ABDM portal

Go to the Ayushman Bharat Digital Mission website or download the ABDM ABHA application.

Step 2: Start registration process

Select create ABHA account or create ABHA number.

Provide your basic details such as name, date of birth, and gender.

Step 3: Aadhaar based authentication

Enter your Aadhaar number.

Perform Aadhaar based authentication using an OTP sent to your mobile number linked with Aadhaar.

Step 4: Create ABHA address

Choose a self declared username to generate your ABHA address (PHR address).

Example: yourname@abdm.

Step 5: Generate ABHA number

After successful authentication, your ABHA number is created.

This number uniquely identifies you within the ABDM network.

Step 6: Download ABHA health card

Get your ABHA health card containing your unique health identifier.

This card will be used at healthcare facilities and empanelled hospitals.

Step 7: Start using ABHA account

Link your personal health records and medical prescriptions.

Share records with healthcare providers when needed using informed consent.

Key components of eKYC and ABHA account

a) ABHA number

A unique identifier issued voluntarily with appropriate consent.

Helps in uniquely identifying citizens across healthcare services.

b) ABHA address (PHR Address)

Created with a declared username.

Used for health data sharing with health service providers.

c) ABHA card

A digital card that contains your unique health ID.

Recognized across healthcare facilities in India.

d) Informed consent and consent manager

Managed through the ABDM consent manager.

Citizens can allow or deny health data exchange at any time.

Options for temporary deactivation or permanent deletion of account.

Using your ABHA number and ABHA card

Once you complete your eKYC:

Use your ABHA number at hospitals and healthcare facilities.

Enable health data sharing with different healthcare providers.

Carry your ABHA card for hassle free method of accessing care.

Receive medical treatments, insurance schemes, and financial subsidies without extra paperwork.

Managing health data sharing and consent

Health data sharing is central to the Ayushman Bharat Digital Mission:

• Citizens give informed consent for facilitate health data exchange.
• Data is shared securely across the ABDM network.
• Citizens can voluntarily opt out, request temporary deactivation, or ask for permanent deletion of their ABHA account.
• Appropriate consent ensures that no health data is misused.
• This process makes India’s digital healthcare ecosystem one of the most strong and trustable identity systems in the world.

Benefits of completing eKYC for citizens

Completing eKYC for Ayushman Bharat Yojana provides the following benefits:

• Healthcare access: Use your ABHA ID at healthcare facilities across India.
• Financial benefits: Avail insurance schemes and government subsidies.
• Digital health records: Store all personal health records, lab tests, and medical prescriptions.
• One platform: Access public health programmes and private healthcare providers through the ABDM network.
• Trustable identity: Your unique identity ensures no duplication and easy targeted delivery of benefits.
• Hassle free method: No need for repeated submission of cost documents.
• Own free will: You can voluntarily opt out at any time.

Frequently asked questions (FAQ)

Q1: What is the first step to complete eKYC?

The first step is to visit the Ayushman Bharat Digital Mission portal and start the registration process using your Aadhaar card.

Q2: Do I need to provide my Aadhaar card?

Yes, eKYC requires performing Aadhaar based authentication with your Aadhaar number and mobile number.

Q3: What is ABHA?

ABHA (Ayushman Bharat Health Account) is a unique health identifier that stores your health records digitally.

Q4: How do I create ABHA number?

You can create ABHA number by providing basic details, performing Aadhaar-based authentication, and creating a declared username for your ABHA address.

Q5: Is ABHA card mandatory?

Yes, to receive healthcare benefits ranging from insurance schemes to public health programmes, your ABHA card is necessary.

Q6: Can I opt out after creating ABHA ID?

Yes, you can voluntarily opt out, request temporary deactivation, or even permanent deletion of your ABHA account.

Q7: What are the benefits of ABHA number?

Your ABHA number ensures a strong and trustable identity, enable health data sharing, and provides hassle free method to access healthcare services.

Conclusion

Completing the eKYC for Ayushman Bharat Yojana is a crucial step in joining India’s digital healthcare ecosystem. With this step by step guide to completing eKYC for Ayushman Bharat Yojana, every citizen can create their ABHA account, receive a unique health identifier, and link all health records digitally.

This process empowers you to access healthcare benefits ranging from medical treatments to insurance schemes, while maintaining control over your personal health records through appropriate consent.

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ARN: Zuno/Blog/DM/Step-by-step guide to completing eKYC for Ayushman Bharat Yojana/10/25/09