How to apply for ayushman golden card online?
What is the ayushman golden card?
The ayushman golden card (sometimes called the ayushman bharat golden card or digital health card) is issued under the ayushman bharat PM-JAY scheme. It acts as a family floater scheme card giving cashless treatment, comprehensive coverage, and access to tertiary healthcare services at empanelled hospitals across India
It’s part of the ayushman bharat digital mission, creating an ayushman bharat health account (ABHA) as a unique health identifier to link your health records digitally and ensure integrated digital health infrastructure.
Eligibility criteria for applying for an ayushman golden card
a. Eligibility for rural residents
Individuals qualify if they are listed in the Socio-Economic Caste Census (SECC) and belong to groups such as those living in kachha houses or households without adult members, including:
- Female-headed households
- Families with only disabled members
- Manual laborers or landless families
- Scheduled Caste (SC) and Scheduled Tribe (ST) families
b. Eligibility for urban residents
- Eligible urban groups encompass:
- Tailors, domestic helpers, and handicraft workers
- Street vendors, cobblers, sanitation workers, and construction laborers
- Security personnel, ragpickers, mechanics, and waiters
Who is not included?
Excluded categories are
- Government employees under other health schemes
- Families with higher economic status (motor vehicle owners, landowners, etc.)
- Those with existing private health insurance or employer-sponsored plans
Advantages of the Ayushman Golden Card
- Enables cashless medical care with no upfront payments at empanelled healthcare facilities
- Covers pre-existing medical conditions without any waiting period
- Provides coverage for the whole family under a single plan
- Supports follow-up treatments after hospital discharge
- Includes treatment for cancer such as chemotherapy and radiation therapy
- Can be used offline, ensuring access without internet connectivity
- Offers extensive coverage including hospital stays, diagnostic tests, and transportation
- Covers procedures that require day-care hospitalization
How to apply for the ayushman golden card online?
- Go to the official PMJAY website and log in.
- Enter your contact number along with the captcha code.
- Request an OTP (One-Time Password) and use it to access the website.
- Select the Household Identification (HHD) code and share it with the Common Service Centre (CSC) for verification of the code and other required details.
- Pay a nominal fee of ₹30 and submit your application for the Ayushman Golden Card.
After completing the application process, your Ayushman Bharat Golden Card will be issued.
Documents required to apply for ayushman golden card
You need these necessary documents:
- Identification: Aadhaar, voter ID, passport or driver’s licence
- Address proof: Ration card, electricity/water bill, passport
- Eligibility proof: SECC certificate or income/occupation proof
- Family details: Aadhaar numbers and ages
- Bank account details, registered mobile number, and email ID
How to download ayushman golden card?
Step 1: Visit the official PM-JAY website or open the authorized mobile application.
Step 2: Sign in by entering your registered mobile number and completing the captcha challenge.
Step 3: Once logged in, select your state from the available options.
Step 4: Provide necessary information like your identification number or address to find your records in the database.
How to use ayushman golden card in a hospital?
- Ensure your card is activated via CSC or empanelled hospital
- Bring Aadhaar or voter ID for verification
- Present the card at hospital registration counter
- Hospital verifies your details using digital health card
- Avail cashless treatment, hospital bills claim directly
Difference between an ayushman card and a golden card
| Feature | Ayushman Card | Ayushman Golden Card (PM-JAY) |
|---|---|---|
| Scope | Basic identification under scheme | Full healthcare coverage under PM-JAY |
| Usage | Shows inclusion | Used for cashless treatment at empanelled hospitals |
| Coverage | Can include ABHA ID | Includes comprehensive coverage for secondary/tertiary care |
| Access | May just be a certificate | Gold card is the actual digital health card |
The ayushman golden card online apply process brings quality healthcare services, cashless treatment, and financial protection to millions of eligible families across India. With both online and offline accessibility, easy tracking, and comprehensive benefits, it connects you to tertiary care, cancer treatment, and emergency coverage.
Always keep your Aadhaar, bank details, and family info ready, and use authorized empanelled hospitals for seamless access. Stay protected and healthy by applying for your ayushman golden card today!
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ARN: Zuno/Blog/DM/How to apply for ayushman golden card online?/06/25/14
Disclaimer
The content on How to apply for ayushman golden card online? is for informational purposes only and does not constitute medical advice. It is not intended to diagnose, treat, or prevent any condition. Always consult a qualified healthcare provider for medical concerns. The authors are not licensed medical professionals, and Zuno General Insurance Limited assumes no liability for any actions taken based on the information provided. By using this site, you agree that How to apply for ayushman golden card online? is not responsible for any consequences arising from reliance on its content.
