What is Third Party Bike Insurance?
Third party bike insurance is like a buddy that's got your back if things go sideways while you're cruising on your bike. Unlike comprehensive bike insurance, which looks out for your own ride too, 3rd party bike insurance steps up to cover damages and injuries you might cause to others. It's a must to make sure others are protected in case of any bike-related mishaps.
Riding responsibly isn't just about you, it's about watching out for your fellow road users, too. With third party bike insurance, you're saying loud and clear that you care about keeping everyone safe on the streets. It gives you that extra peace of mind.
Features of Third Party Bike Insurance Policy by Zuno
Cover against liability
Accidents happen, but we've got you covered when it comes to third party damages. Whether it's a scratch on a car, a dent in a fence, or an injury caused to others, our policy ensures that you don’t pay the price.
Legal peace of mind
Legal problems can be overwhelming, and can be avoided with this policy that covers your liabilities towards third parties.
24/7 customer support
Our customer support team is ready to assist you round the clock. We're dedicated to resolving your worries quickly and warmly.
Effortless online journey
Say goodbye to paperwork with our smooth digital process. From policy purchase to claims, we focus on convenience. Your biggest smile is just a few clicks away.
Why You Should Buy Third Party Two-Wheeler Insurance?
As per the Motor Vehicles Act, it is compulsory to buy at least third party insurance in India. Apart from that, it pays compensation for any loss to another person (injury or death) or their property. Personal accident cover for the owner and pillion passenger is also available to ensure you have all-round protection.
What is Covered in Zuno 3rd Party Bike Insurance Policy?
Loss or injury to another person because of your bike
Loss or damage to another person’s property because of your bike
Personal accident cover for you
What is Not Covered in Zuno 3rd Party Bike Insurance Policy?
Accidents that happen outside India.
Claims that may come up due to any contract that you may have entered into, with any third party. For example, you may have entered into a contract to pay someone compensation in case of an accident.
Your bike being used/driven illegally. For example, a bike being driven by a person without a valid license.
Loss or damage caused due to situations like riots, enemy strikes, and other warlike incidents.
Why Buy Third Party Two-Wheeler Insurance from Zuno?
Quick claims
We turn things around quickly, with minimal documents.
Easy to buy online
Just enter a few details, and don’t face the hassle of submitting documents, either.
So reasonable
The money saved by not paying Agent commissions is passed on to you in the form of lower premiums.
Get Third Party Two-Wheeler Insurance Quote
Step 1:
Give us your bike’s Registration Number and check your bike details.
Step 2:
Select the right plan and confirm your details.
Step 3:
Check your Zuno Third Party Bike Insurance premium.
How to Buy Third Party Bike Insurance Online?
Step 1:
Give us your bike’s Registration Number and check your bike details.
Step 2:
Select the right plan and confirm your details.
Step 3:
Check the premium and make your payment.
Step 4:
Fill in your bike details, add those of your Nominee, and complete your KYC so that we can issue the policy.
How to Renew Third Party Bike Insurance Online on Zuno?
Step 1:
Enter your mobile number, receive and enter the OTP.
Step 2:
Enter your Zuno Third Party Bike Insurance policy number.
Step 3:
Check the details on the Summary Page and make your payment.
Step 4:
Your Zuno Third Party Bike Insurance policy renewal is done!
Why Choose Zuno 3rd Party Bike Insurance
Quick
You can buy an online policy in minutes. Just enter your bike details and personal details. Once the payment is done, we issue the policy instantly.
Paperless
You don’t need to submit any documents to buy a policy online.
Easy to compare
Compare multiple plans at one go and make an informed choice. You can even compare the same plan from different insurance companies (we’re confident you’ll choose us!)
Lower premiums
Since you don’t have to go through an Agent, we don’t have to pay a commission. This saving is passed on to you.
Online help
Online assistance is available to guide you in case you need help.
Steps to Claim Third Party Two-Wheeler Insurance
Report the Incident
Contact local authorities immediately after the accident. Having a Police Report will strengthen your claim.
Gather details
Collect the contact details and insurance information from the third party involved.
Contact us
Reach out to us with incident details and documents. Our team is here to help.
Let us check
We’ll quickly check the damage so that you get hassle-free claim settlement.
Frequently Asked Questions About Third Party Bike Insurance
What exactly does third party bike insurance cover?
Third party bike insurance is designed to protect you against the financial cost of damage to another person's vehicle or property, or injury to them. It covers the costs of damages, legal liability, and compensation claims made by the third party involved in an accident with your insured two-wheeler.
Is it mandatory to have third party bike insurance?
Absolutely! According to the Motor Vehicles Act, it's a legal requirement in India to have at least third party insurance for your two-wheeler. It's not just about following the law; it's about creating a safe and responsible environment on the road.
Can I upgrade my third party bike insurance to a comprehensive policy?
Yes, you can! Upgrading to a comprehensive policy gives you broader coverage, including theft, natural disasters, and your own vehicle's damage, on top of the third party cover. We're here to help tailor your policy to suit your needs perfectly.
How can I claim third-party bike insurance from Zuno?
Claiming on your insurance is simple when it’s with Zuno. Just follow these steps: Report the incident to the local authorities, gather details from the third party, contact us with the incident details and required documents, and we'll guide you through the quick damage check process for a hassle-free settlement.
Why should I choose Zuno for my third party bike insurance?
Choosing Zuno means joining a family that genuinely cares for your road safety and legal compliance. We pride ourselves on quick claim settlements, an effortless online buying experience, and affordable premiums. Our customer testimonials speak volumes about the peace of mind and satisfaction our family enjoys
What is not covered by third party bike insurance?
Third party insurance primarily covers loss/damage and injury to others. It does not cover personal injury to you, or damage to your own bike. For this, consider upgrading to our comprehensive plan which includes these benefits too.
How long does it take to process a claim with Zuno?
We work to make our claims as speedy and smooth as possible. Most claims are settled quickly, ensuring you're back on the road in no time. Exact timings can vary, but our dedicated team is constantly trying to break records!