Zuno Hero Bike Insurance: The perfect co-star for your ‘Hero’!
For decades, India has trusted the Hero brand for a riding experience that’s out of this world. Their range of bikes is stylish, fuel-efficient and made for Indian conditions. These bikes deserve the most thoughtful insurance cover, and that’s where Zuno steps in! Read on to find out why Zuno is the ideal partner for your Hero.
Benefits of buying Zuno Hero Bike Insurance online
We’re digital natives, just like you! When you buy literally everything online and have it delivered to you, why not do the same with insurance?
Buying online lets you choose the time and place to shop, compare different kinds of policies online, and avoid tedious paperwork. You get the policy on your phone, ready to come to your aid whenever you need it.
Types of insurance plans from Zuno for your Hero bike
Two-wheeler package policy
This one gives you comprehensive cover, and it would be our top recommendation. You are covered against any damage suffered by a third party, as well as the loss or damage to your own bike.
Third party liability policy
If your bike causes injury to a third party or damage to their belongings, this policy covers the expenses that you would be expected to pay. Taking at least this policy is a must for driving legally.
Standalone own damage insurance
Take this cover ONLY if you already have a third party policy. It covers loss or damage to your own bike, but does not cover your legal responsibility to others.
What’s included in Zuno Hero Bike Insurance?
Your bike is covered against natural disasters like earthquakes, floods, self-ignition or lightning, storms, rockslides, landslides, hailstorms, and frost.
In case of an accident, the repair costs are taken care of.
The owner/rider is also covered in case of injuries or death due to the accident.
Man-made disasters such as fire, theft, riots, burglary, terrorist activity, accidents caused by external means, strikes, damage during transit – it’s all included.
For a small extra premium, you can even protect your pillion rider in case of accidents.
What isn’t included in Zuno Hero Bike Insurance?
Wear and tear because of the natural ageing of your bike
Depreciation and any consequential loss
Driving under the influence of alcohol or drugs
Mutiny, war, or nuclear incidents
Mechanical and electrical breakdowns
Wear and tear of tyres and tubes, unless damaged in an accident
Using the bike for any unauthorised purpose
Add-ons you can take with your Zuno policy
Depreciation Protect
This add-on reimburses you for the amount of depreciation that’s cut on replaced parts.
Pillion Protect
In case of injury to, or death of a pillion-riding passenger, you will receive compensation.
Emergency Medical Expenses Protect
This will prove invaluable for the treatment of injuries to you or any other rider after an accident.
Invoice Value Protect
If you are the first owner of the vehicle, this Add-on covers the total loss, theft, or constructive total loss of the bike. It also takes care of the Road Tax and RTO registration fee.
How do you buy Zuno Hero Bike Insurance online?
Step 1
Share your bike's Registration Number and we will check your vehicle details.
Step 2
Next, choose the best plan & Add-ons, and review your quote. If it suits your needs and budget, go ahead.
Step 3
Fill in your vehicle details and nominee information, and complete your KYC
Step 4
Make a secure payment, and we will issue your policy instantly.
How do you renew Zuno Hero Bike Insurance online?
Step 1
Go to www.hizuno.com, and enter your policy number along with your phone number.
Step 2
Log in to your account by entering the OTP sent to your phone.
Step 3
Review and confirm the policy renewal details displayed on the summary page.
Step 4
Make the payment online, and your renewed policy will be emailed to you in a flash.
How do you claim with Zuno Hero Bike Insurance?
Step 1
In case of an accident, tell us soon by calling our toll-free number 1800 12000 or our landline 022 423 12000 (call charges apply).
Step 2
Keep your documents ready, as we'll need a few details to work on your claim.
Step 3
Sit back and relax while we settle your claim quickly.
Step 4
If you've already taken your bike to the workshop, don't worry. Just give us a call, and we'll guide you through the claim process.
Step 5
If you need support or have queries, feel free to email us at support@hizuno.com. We're always there to help.
FAQs: What others are asking us!
Should I buy insurance for my Hero bike?
Of course! In India, it is compulsory for every bike owner to buy an insurance policy. In case you are caught riding without one, you will have to pay a penalty of ₹2,000, and/or you could be jailed for 3 months.
Can I renew my Hero bike insurance policy online?
Yes, it’s simple and quick to renew on the Zuno website or app.
What documents are needed to claim with my Zuno Hero Bike Insurance?
We will need the below documents from you:
- Filled-out claim form
- Policy document
- Registration Certificate (RC) of the vehicle
- Driving license of the person who was riding at the time of the accident
- Copy of the FIR in case of theft
- Repair invoices and bills (for reimbursement)
- Duly signed Form 28/29/30 in case of total loss
- No Objection Certificate, in case the vehicle is financed
Can I check the status of my Hero bike insurance online?
Yes, all you need to do is visit our website and check out the status of your policy, and your claims if any.
What details do I need to give while renewing Zuno Hero Bike Insurance online?
We don’t need much from you for. You can renew by providing any of the following:
- Your previous policy details
- Your mobile number
- Your bike’s registration number