HomeBlogInvest in yourself – How women can prioritise their health and wealth on International Women’s Day
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Author: Zuno |

Invest in yourself – How women can prioritise their health and wealth on International Women’s Day

    In today’s competitive world, women often struggle to secure good jobs and equal pay. Although many have shattered glass ceilings and now enjoy C-suite positions, we have not achieved true equality yet. Crucially, women continue to take a backseat when making vital financial decisions for themselves and their loved ones. This Women’s Day, let’s explore how to invest in yourself and prioritize your health and wealth.

    Prioritising health

    Women traditionally assume the role of caretaker, prioritizing the health and well-being of their loved ones. On International Women’s Day, let’s explore some crucial habits you can build to put your health first.

    a. Focus on gaining knowledge

    Take the initiative to learn about and understand conditions such as endometriosis, PCOS, uterine fibroids, and amenorrhea. These often go undiagnosed, leading to severe trouble later. Take the time to understand your body and identify when to seek medical help. Apart from reproductive concerns, learn about conditions like lupus, rheumatoid arthritis, and psoriasis, which are more likely to affect you than your male counterparts.

    b. Plan regular check-ups

    While prevention is always better than cure, early detection can improve a prognosis significantly. Prioritise taking the time to get regular medical check-ups. An annual check-up can help doctors detect potential health concerns early and take remedial actions immediately. Monitoring your blood cholesterol and sugar levels and getting regular pap smears and mammograms will help you maintain good health.

    c. Schedule activity into your day

    Being active helps regulate hormones, enhance insulin sensitivity, improve reproductive function, and manage weight. Additionally, regular exercise can improve your mood and mental health. Aim to include 30 minutes of physical activity into your daily schedule. If you don’t enjoy walking or working out at the gym, consider taking up a sport that encourages physical exertion.

    d. Consider your mental health

    When women talk about health, they often only consider their physical well-being. On International Women’s Day, take a moment to think about mental health as well. Understand the triggers that could cause negative thoughts and find methods to cope with stress, anxiety and potential burnout. Prioritizing your physical and mental well-being allows you to be more present for those who rely on you.

    Prioritizing wealth

    Women must prioritize their financial well-being to become independent and take charge of their lives. Here’s a look at crucial financial habits you should incorporate into your daily life.

    a. Set money goals

    Setting goals is the first step on the road to financial independence. Take a moment to evaluate your income and expenses and set goals for the future. Include plans for future purchases, such as a vehicle or home, methods to pay off outstanding debt quickly, and a roadmap to build emergency funds. After listing goals, prioritizing them empowers you to make informed financial decisions.

    b. Invest for the future

    Investing allows you to grow your wealth and plan for future financial goals. Making financial decisions about how and when to invest lets you take control of your money. Apart from enabling you to achieve your goals, investing helps you remain financially independent in the future. 

    c. Negotiate salary expectations

    Most women struggle to understand their worth and ask for a salary on par with market conditions. Talk to your peers and trusted family members to understand the market, your qualifications and job responsibilities and ask for compensation accordingly.

    d. Identify insurance options

    Women can take charge of their health and wealth by purchasing comprehensive health insurance. These plans provide financial support during medical emergencies, enabling you to get the care required without worrying about rising hospital bills. 

    Finding the right health insurance plan

    Ready to purchase a health policy? Evaluate the following factors to make an informed decision:

    1. Coverage inclusions

    Before purchasing a policy, carefully consider the coverage. Check the list of inclusions and exclusions. Policies without coverage for daycare treatments or lifestyle issues like diabetes may not serve you well. Always check whether your chosen plan offers maternity and newborn coverage.

    2. Hospital network

    You can enjoy cashless claims at your insurance company’s network hospitals. It’s a good idea to check whether your preferred medical facilities fall under the insurance company’s network to facilitate quick and easy claims.

    3. Renewal limits

    Some insurance companies put a limit on the age until when you can renew your policy. Given that women often live longer than men, you should identify policies that allow lifelong renewability.

    4. Sum insured

    As medical costs continue to rise, try to identify health plans that offer higher coverage limits. While policies with a lower sum insured might be more affordable, they could increase out-of-pocket costs later.

    5. Affordability

    While purchasing health insurance, weigh the cost of the policy against the benefits and identify options that fit your wallet.

    On International Women’s Day, prioritise your health, wealth and needs. Understanding health concerns and planning finances for the future empowers you to look after yourself and your loved ones. At Zuno, we want to help you on your journey. We offer health policies with higher coverage amounts to ensure you and your family get the care you need without struggling financially. Take the first step towards a better future today. Visit the Zuno website and purchase a health policy that works for you.

    ARN: Zuno/Blog/Women’s Day blog/03/24/03.

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    Disclaimer

    Zuno General Insurance Limited does not assume any liability for actions taken based on the information contained in this blog. All insurance products and services are subject to the terms and conditions of the specific policy. Coverage and pricing may vary based on individual circumstances and eligibility.

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