Comprehensive guide to Chiranjeevi Yojna: benefits, eligibility & more

Introduction to Chiranjeevi Health Insurance Scheme

The Chiranjeevi Health Insurance Scheme, officially known as Mukhyamantri Chiranjeevi Swasthya Bima Yojana, is a flagship health initiative launched by the Rajasthan government. This health insurance scheme aims to provide financial assistance to helpless families, especially those living below the poverty line.

With a health insurance cover of up to ₹25 lakhs per year, the insurance policy helps families avoid high medical expenses and access quality healthcare in both government hospitals and private hospitals across the state.

The scheme launched under the leadership of the Chief Minister is an effort to offer cashless treatment to Rajasthan’s residents and reduce the burden of expensive treatments like surgeries and bone marrow transplants.

Eligibility criteria

To enroll in the Chiranjeevi Yojna, you must meet the following eligibility criteria:

• Be a permanent resident of Rajasthan.
• Possess a valid Jan Aadhaar card, Aadhaar card, or NFSA card.
• Belong to any of the following groups:
• Small and marginal farmers
• Contract workers of state departments
• Families registered under the National Food Security Act (NFSA)
• Families that received COVID-19 assistance
• Families falling under the poverty line or SECC categories

Central government employees and state government employees are not eligible for this scheme and can opt for RGHS or other health policies.

Registration and application process

Families can complete the Chiranjeevi Yojana registration both online and offline. Here's how:

How to apply online:

1. Visit the official portal: chiranjeevi.rajasthan.gov.in

2. Click on "Apply Online" and log in using your SSO ID.

3. Fill out the registration form with the required details.

4. Upload the following documents:

• Aadhaar card
• Jan Aadhaar card
• BPL certificate
• Ration card
• Residential certificate
• PAN card
• Mobile number
• Passport-sized photo

5. Submit and complete the process by entering the captcha code.

You can also register through e-Mitra centers by visiting with your documents. The Rajasthan government has made the process smooth and user-friendly.

Benefits of the scheme

The Chiranjeevi Health Insurance Scheme offers several important benefits:

• Health insurance coverage up to ₹25 lakhs annually per family.
• Cashless treatment at government and private hospitals.
• Coverage for major illnesses and expensive treatments such as:
• Bone marrow transplants
• Heart surgeries
• Cancer care
• Additional accident cover of ₹10 lakhs for family heads.
• Access to a wide network of empaneled hospitals.
• Affordable annual premium of just ₹850 for eligible families.

These benefits ensure that family members don’t have to worry about the cost of medical treatment.

Key features of the Chiranjeevi Yojna

• Covers over 1,798 medical procedures, including surgeries and critical illness treatment.
• Provides cashless healthcare services across Rajasthan.
• Available to small farmers, marginal farmers, and low-income groups.
• Covers pre- and post-hospitalization expenses.
• Offers protection from high medical bills even in private hospitals.

Overview of Chiranjeevi Bima Yojana

The Chiranjeevi Bima Yojana is another name for the Chiranjeevi Swasthya Bima Yojana, aimed at ensuring financial protection to poor and vulnerable families in the state.

The insurance policy covers all major diseases and emergency treatments for the enrolled beneficiaries. Families that are not automatically enrolled can join the scheme by paying the nominal premium.

Healthcare services and hospital network

Under the scheme:

• Families covered can seek treatment at over 700+ empaneled hospitals.
• Includes both government hospitals and approved private hospitals.
• Offers cashless admission under IPD (In-Patient Department).
• Covers treatments such as dialysis, cancer therapy, organ transplants, and more.

This hospital network makes it easier for insured people to access proper medical care without worrying about the cost.

IPD admission process

The IPD (in-patient department) admission under the Chiranjeevi Swasthya Bima Yojana is simple:

• Visit any empaneled hospital.
• Show your digital health card or Jan Aadhaar card.
• Hospital staff will verify details and admit you under the scheme.
• You will receive cashless treatment as per the policy terms.
• No advance payment is needed for treatments covered by the scheme.

Digital health card

Once registered, the family receives a digital health card. This card:

• Acts as proof of coverage under the Chiranjeevi Yojna.
• Can be shown at hospitals for cashless admissions.
• Links with the Jan Aadhaar card and mobile number for verification.

Checking scheme status

Applicants can check scheme status anytime:

• Visit the official Chiranjeevi Yojna website.
• Click on “Check Status”.
• Enter your mobile number or Jan Aadhaar number.
• View your enrollment status and hospital coverage.
• This helps families track their policy and know what’s covered.

Financial protection and affordability

Total coverage provided: ₹25 lakhs per year

• Annual premium: ₹850 only
• No co-pay for covered procedures
• Additional accident cover: ₹10 lakhs

This low-cost insurance policy offers immense financial protection and peace of mind to Rajasthan’s citizens.

Conclusion

The Mukhyamantri Chiranjeevi Yojana is a life-changing step by the state government to provide free, quality, and cashless healthcare to those who need it most. With coverage up to ₹25 lakhs, easy online registration, and access to hundreds of hospitals, it is one of the most impactful health insurance schemes in India.

If you or your family meet the eligibility criteria, don’t wait—apply online and secure your health with the Chiranjeevi Swasthya Bima Yojana. The details mentioned in this article are subject to change as per government notifications. Applicants are advised to verify all information from official sources before proceeding with registration or claims.

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ARN: Zuno/Blog/DM/Comprehensive guide to Chiranjeevi Yojna: benefits, eligibility & more/05/25/15