Everything You Need to Know About Zuno SWITCH 2.0

Constantly pushing the boundaries, Zuno General Insurance is happy to introduce SWITCH 2.0, a unique car insurance product that allows you to make the most of your car insurance premium. Let’s learn more about this first-of-its-kind on-demand motor insurance policy.

A telematics-based mobile app which offers on-demand insurance policy, SWITCH lets your driving behaviour determine your premium amount. The plan follows a drive less, pay less policy, enabling you to pay the premium only for days when you use your car. The plan is ideal for those who use their vehicles sparingly.

SWITCH 2.0 measures your driving quantity and quality, providing a customized drive better, pay less plan and premium amount. It tracks driving quality in real-time and offers lower premiums to individuals who drive safely and follow all the rules and speed limits. Your premium gets calculated based on the driving data assessed by the telematics-based mobile app.

SWITCH 1.0 required policyholders to turn the coverage on and off manually. With SWITCH 2.0, everything is automated. Once the app detects when the covered vehicle starts moving, the policyholder receives a notification. You can accept the notification to turn the pay as you drive coverage on immediately. SWITCH 2.0 gives you a highly personalised and customised policy that works for you.

At Zuno, we endeavour to provide you with a completely customised experience. You can opt for any of the following add-ons with your SWITCH 2.0 policy: - Consumable Expenses It covers the cost of replacing consumables, like engine oil, nuts and bolts and radiator coolant, that get damaged due to a covered incident. - Depreciation Protect It helps reimburse the difference between a new part and the depreciated value of the part during repairs. - EMI Protect It helps cover the cost of agreed EMI payments towards the vehicle while it is in the workshop for repairs. - Engine Protect It covers the cost of replacing and repairing the engine, gearbox, crankshaft and piston if damaged by waterlogging and flooding. - Invoice Value Protect In case of total loss or theft of the vehicle, this cover will help you get the latest invoice price of the same make and model. - Key and Locks Protect It covers the cost of replacing a key or installing new locks on the insured vehicle. - Mandatory Deduction Protect With this cover, you can get compensated for the amount you pay towards your claim’s mandatory deductible. - NCB Protect You can retain your NCB if you make a single own damage claim with this cover. - Personal Belongings Protect In case you lose insured personal belongings, this cover will help you with the cost of replacing them. - Roadside Assistance The cover provides more than just assistance when you get stranded in the middle of the road. It also helps with overnight accommodation and seeking medical treatment. - Tyre Protect You can get compensated for the cost of new tyres in case of a puncture, burst or cut.