Easy steps to check your bike insurance policy status

Every individual with a two-wheeler must keep track of their bike insurance policy status and validity. Checking your bike insurance status helps you ensure that your two-wheeler remains protected. However, you may not always have your vehicle or policy documents. How do you complete a bike insurance check without a hard copy? Let’s explore how to do a bike insurance status check online and offline.

You can check your two-wheeler insurance status online on your insurance company’s website. Say you have a policy with Zuno. Visit the Zuno website and sign into your account. Your dashboard will display your policy information, including the expiry date.

VAHAN is a national registry that maintains details of all registered vehicles in the country. Here’s a step-by-step guide on how to check bike insurance validity on the VAHAN website.

Step 1: Visit the VAHAN citizen services website. 

Step 2: Enter your vehicle’s registration number and select your state and RTO.

Step 3: Click the Services drop-down menu and select Additional Services.

Step 4: Choose the Know Your Vehicle Details option.

Step 5: Enter your bike’s registration number, engine number, chassis number and the displayed verification code.

Step 6: Enter the OTP sent to your registered mobile number to view the bike’s insurance details.

Some state RTO websites have introduced a method for vehicle owners to view insurance details online. Visit your state’s RTO website and follow the procedure to check your vehicle details. For example, the Kerala RTO links to the VAHAN page, where you input your bike’s registration, engine and chassis number to check your details. Once you visit the state RTO website, choose Citizen Corner and select Information Services. When you click Vehicles Details, you get redirected to the VAHAN website.

The Insurance Regulatory and Development Authority of India (IRDAI) introduced the IIB. Their website provides relevant information about various insurance plans. Visit the IIB Vehicle Insurance Status Search webpage. You have to provide your personal and vehicle details. Ideally, you can use IIB to check your insurance status after an accident for which you filed a claim. You may not always see the most recent policy validity since it takes around two months for details to get updated on the website.

Checking your bike insurance policy status is essential for the following reasons:

Regularly checking your policy status helps ensure your bike is always covered and protected against unforeseen circumstances.

In India, it is mandatory to have valid third-party insurance for your bike. Checking your policy status helps you confirm compliance with legal obligations.

By checking your policy status, you can stay informed about the renewal date and avoid any coverage gaps due to delayed renewals.

Regardless of which online method you select to view your policy details, you must have the following bike details on hand:

• Bike registration number
• Insurance policy number (if available)
• Personal details (as per policy)
• Bike engine number
• Bike chassis number
• Details about previous accidents for which you filed claims

You can use the methods above to view your insurance policy details. The details provided include everything from your name and contact information to the policy’s expiry date, coverage details and No-Claim Bonus (NCB) status. While checking the details, you may notice that your policy has expired. Renew it as soon as possible to avoid missing out on crucial coverage for your bike. Check your policy documents for details about the grace period. Your insurance company offers a short window after the expiry, during which you can pay the premium to continue the same plan and benefits. You must apply for a new insurance policy if you miss renewing your existing plan during the grace period. Most insurance companies require a vehicle assessment before providing coverage.

Checking the status of your bike insurance policy online is simple and convenient. You can follow these methods to stay informed about your coverage and the plan’s validity. You can consider setting an annual calendar reminder to renew your policy to avoid losing your coverage. You should also save a soft copy of your insurance policy on your e-mail and phone. That way, you can access the plan details and check the validity while out and about. Visit the Zuno website today to browse available bike insurance policies and find a plan that provides the required coverage. You can customise your policy with add-ons to enhance your protection. Once you find the ideal insurance plan, remember to renew it on time to avoid hassles in the future.

ARN: Zuno/Blog/0623/13.                                                                                              All rights reserved.