Benefits Of Arogya Sanjeevani Health Insurance Policy
Medical costs are rising at an unprecedented rate. A regular check-up or even a short hospital stay after an accident could put unnecessary stress on your finances. Health insurance will help take care of your medical bills while you focus on getting better. Even though everybody understands the need for health insurance, many individuals do not purchase it due to the high cost. To offer a solution, the Insurance Regulatory and Development Authority of India (IRDAI) requested every insurer to provide a standard and affordable health policy called Arogya Sanjeevani.
The Arogya Sanjeevani health insurance plan offers a sum assured amount between INR 1,00,000 and INR 10,00,000. If you’re currently browsing through health insurance plans, here’s a look at how this policy can benefit you.
Benefits Of Arogya Sanjeevani Health Insurance Plan
Flexible Cover Amounts You can choose to get a sum assured as low as INR 1 lakh or as high as INR 10 lakhs. You get to pick the amount as long as it is in multiples of INR 50,000. Your sum assured will help with hospitalisation costs, including expenses incurred within 30 days pre-hospitalisation and 60 days post-hospitalisation. The policy will also cover pre-existing diseases after a waiting period of 48 months.
Pick Your Treatment
We understand that allopathy may not be the right choice for you. Arogya Sanjeevani health insurance plans will also cover the cost of Ayurveda, yoga and naturopathy, Unani, Siddha and Homoeopathy treatments.
Lifetime Renewability
You can purchase an Arogya Sanjeevani policy as long as you’re between the ages of 18 and 65. Once you buy the plan, you can continue to renew it irrespective of your age. As long as you pay your premiums on time, you can enjoy health cover for life!
One Policy for the Whole Family
Arogya Sanjeevani offers both individual and family floater plans. You can opt to insure a single person or the entire family under a single policy. Depending on your family size and health needs, you can pick the best health insurance plan for your requirements.
Low Co-Pay
Your health insurance policy has something known as a co-pay clause. With a mandatory co-pay, you have to pay a percentage of every claim amount before your insurer settles the rest. Arogya Sanjeevani has a mandatory 5% co-pay clause. Other health policies generally have a co-pay of 10%.
Cumulative Bonus
You can enjoy a cumulative bonus on your Arogya Sanjeevani health insurance plan. If you get through a policy year without making a claim, your insurer will increase your sum assured by 5%. You can enjoy the benefit for every subsequent year that you do not register a claim against your policy.
Arogya Sanjeevani policies are ideal for individuals looking to get health insurance for the first time. All the best health insurance companies in India offer the plan. You can purchase an Arogya Sanjeevani Zuno health insurance plan by visiting the Zuno website. Once you enter a few details about who you would like to insure, we will help you find a policy that suits your needs!
Disclaimer
The content on Benefits Of Arogya Sanjeevani Health Insurance Policy is for informational purposes only and does not constitute medical advice. It is not intended to diagnose, treat, or prevent any condition. Always consult a qualified healthcare provider for medical concerns. The authors are not licensed medical professionals, and Zuno General Insurance Limited assumes no liability for any actions taken based on the information provided. By using this site, you agree that Benefits Of Arogya Sanjeevani Health Insurance Policy is not responsible for any consequences arising from reliance on its content.
